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Why Insurance Companies Require Shutoff Valves & Why the Moen Smart Flo Shutoff Valve is the Best Choice

Why Insurance Companies are Requiring Shutoff Valves to Continue Coverage

Water damage is one of the most common and expensive problems homeowners face. To help prevent this, some insurance companies are starting to require shutoff valves in homes. In this article, we’ll explain why these valves are important, which insurance companies are making them a requirement, and why the Moen Smart Flo Shutoff Valve and Monitor is the best option on the market. Plus, we’ll share how Team Rooter Plumbing can help you with a special installation offer.

Why Are Insurance Companies Requiring Shutoff Valves?

Water damage can be extremely costly to repair. It can ruin floors, walls, furniture, and even the foundation of your home. To avoid paying out large sums for water damage claims, insurance companies are now requiring homeowners to install shutoff valves. These devices can detect leaks and shut off the water supply automatically, preventing major damage.

Insurance Companies Requiring Shutoff Valves

Several insurance companies are starting to see the benefits of shutoff valves and are either requiring them or offering discounts for having them installed. Here are a few examples:

  1. State Farm: State Farm is one of the largest insurance companies in the United States. They offer discounts on home insurance premiums for customers who install smart shutoff valves. This helps prevent water damage claims, saving both the company and the homeowner money.

  2. American Family Insurance: American Family Insurance is encouraging their policyholders to install smart shutoff valves. They recognize that these devices can prevent costly water damage, leading to fewer claims and lower costs for everyone.

  3. Liberty Mutual: Liberty Mutual is another insurance company that is on board with the benefits of smart shutoff valves. They offer incentives to homeowners who install these devices, helping to protect homes and reduce insurance claims.


For a limited time take advantage of our $399 installation special.

Don’t wait until it’s too late! Protect your home from water damage with the Moen Smart Flo Shut-Off Valve and Monitor. 

Benefits of the Moen Smart Flo Shut-Off Valve and Monitor

Stay Informed Anywhere, Anytime 

Get real-time alerts through the Moen Smart Water App, text, email, or phone call when your device detects a leak or unusual water usage.

Detect Leaks as Small as a Drop Per Minute MicroLeak™

Technology conducts daily leak tests to proactively identify even the smallest leaks that often go unnoticed.

24/7 Protection Against Hidden Water Damage

If a leak is detected, your smart water valve automatically shuts off to prevent flooding—no effort required from you.

For a limited time take advantage of our $399 installation special.

Don’t wait until it’s too late! Protect your home from water damage with the Moen Smart Flo Shut-Off Valve and Monitor. 

How Does it Work?

The Moen Smart Flo Shut-Off Valve and Monitor uses advanced technology to keep an eye on your water system. Here’s a simple breakdown of how it works:


  1. Installation: The device is installed on your main water line by a professional plumber.

  2. Monitoring: Once installed, it continuously monitors the water flow in your home.

  3. Detection: If it detects any unusual water flow or a potential leak, it sends an alert to your smartphone.

  4. Shut-Off: If the water flow is too high or if you confirm a leak, the device automatically shuts off the water supply to prevent damage.

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